Homeowners Insurance

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Proper Coverage for Your Jewelry

Many people overlook the need to properly insure their expensive jewelry, believing that it is automatically covered by their homeowners policy. While homeowners policies do cover jewel­ry, this insurance usually is subject to a much lower limit than the overall contents coverage. This is called a “sublimit,” and a typical sublimit is $1,500 for loss [...]

By |2017-11-21T14:11:47-05:00February 24th, 2017|Education Articles, Personal Insurance|Comments Off on Proper Coverage for Your Jewelry

Is My Personal Property Insured at a Self-Storage Site?

Homeowners insurance policies typically provide coverage for your personal property, up to the full policy limit, only while it is located at the premises insured by the property or in the process of being moved there. In fact, most policies limit coverage for personal property away from your residence to 10% of the policy's personal [...]

By |2017-11-21T14:11:47-05:00February 17th, 2017|Education Articles, Personal Insurance|Comments Off on Is My Personal Property Insured at a Self-Storage Site?
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