At IRMS, we strive to help our clients make informed decisions about their coverage in three primary areas—Business Insurance, Personal Insurance and Risk Management.

Business Insurance

Insurance designed to protect companies, commercial institutions, and professional organizations for loss or damage to property as well as legal liabilities from potential injuries to third parties and their possessions.

Personal Insurance

Insurance policies and products designed to protect individuals for loss or damage to their property (homes, automobiles and watercraft) as well as flood and umbrella liability protection from claims made by third parties.

Risk Management

The identification, assessment, and prioritization of risks with an application of resources to minimize, monitor, and control the probability and/or impact of unfortunate events or to maximize the realization of opportunities.