Insurance Agency Services & Risk Management Company

Our Story


Insurance and Risk Management Services, Inc. (I|R|M|S) was founded in 1989 to fulfill our founder’s vision for protecting clients’ financial interests by providing them with comprehensive and professional risk management products and commercial and personal insurance services.

George R. Schmelzle realized that offering insurance products was just one element of a larger process known as Risk Management. He knew that Risk Management provides greater protection than insurance alone because it focuses on eliminating or reducing risk by proactively working to prevent accidents, injuries and lawsuits before they occur.

Our associates build long-term trusting relationships with clients by taking time to properly access their risks, addressing them with a wide array of quality products and personal and commercial insurance services, and by staying in touch to insure their program stays up to date.

Insurance and Risk Management Services, Inc. is a Trusted Choice® Naples, Florida based independent insurance agency keeping clients certain and safe since 1989.