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Florida Workers’ Compensation Rates

A rate change affecting most of Florida’s Workers’ Compensation Classification Codes became effective on June 1, 2018. This decrease is a result of the federal tax overhaul that was approved in December. While the rate change for each code will differ, the average rate decrease for all classes is 1.8%. Your rates will change on [...]

By |2018-06-22T13:57:15+00:00June 20th, 2018|Education Articles|0 Comments

Ordinance or Law Coverage

Condominium Associations are required by their governing documents to insure their common area property which for almost all associations includes buildings.  Property Insurance is the insurance coverage used to insure structures against many types of losses including fire, windstorm, hail, etc. A very prominent exclusion in the Property Insurance coverage form is the Ordinance Or [...]

Automobile Accidents… Who’s at Fault?

Determining who is legally responsible for an automobile accident requires an investigation that identifies the negligent driver. While most of us would agree that a few facts about the accident and some common sense should come together to identify the negligent driver, the reality is that some accidents are often very complex and proving negligence [...]

Why You Need Uninsured Motorists Coverage

Uninsured motorists (UM) coverage provides insurance protection for bodily injury, and in some states property damage, caused by a motorist who is not insured. This coverage allows you to collect from your own insurance company as if it provided liability coverage for the negligent and uninsured driver. In contrast, underinsured motorists (UIM) coverage provides insurance [...]